Wealth Strategy & Planning
A centralized view of your 401(k), Non-Qualified deferral opportunities, and personalized financial advisory support.
401(k) Savings
2026 Standard Contribution Limit
$24,500
Employer Match: 100% of the first 1% + 50% of the next 5%. Immediate vesting on your contributions.
AIP DEFERRAL:
Starting in 2026, you can elect to defer a percentage of your AIP bonus directly into your 401(k).
Access John Hancock
Catch-Up Strategy
Age 50+ Catch-up (Standard)
$8,000
Total possible 401(k) contribution: $32,500
Secure 2.0 "Super Catch-Up" (Ages 60–63)
Higher Limit Applied
The SECURE 2.0 Act provides increased limits for those in their peak earning years. Consult your advisor for specific 2026 limits.
Non-Qual Plan (NQP)
Executive Eligibility: You are eligible to participate upon your start date (2/2/2026).
- Salary Deferral: Defer a percentage of regular earnings.
- Bonus Deferral: Defer a percentage of AIP awards.
- No Match: Note that ATPCO does not provide an employer match for the NQP.
The NQP allows for tax-advantaged deferrals beyond the IRS 401(k) limits.
NQP System Login
Wealth Advisory
Captrust Partnership: ATPCO provides direct access to Captrust advisors for holistic retirement readiness and portfolio management.
Advisory Services:
- Personalized investment advice
- Retirement Readiness Reviews
- 401(k) & NQP optimization
Schedule with Captrust